Important Disclaimers and Notices
Please read these disclaimers carefully before using our financial planning services. These notices contain important information about limitations and responsibilities.
Past performance does not guarantee future results.
Financial planning involves risks and individual circumstances vary significantly.
Last updated: August 23, 2025
General Information Disclaimer
The information provided through our financial planning subscription service is for general informational and consultation purposes only. This content should not be considered as specific financial advice tailored to your individual circumstances.
While we strive to provide accurate and up-to-date information during our consultations, financial markets and regulations change frequently. We make no representations about the completeness or accuracy of any information discussed.
Individual financial situations vary greatly, and what works for one client may not be suitable for another. Always consider your personal financial position before making any monetary decisions.
Limitation of Liability
Our liability for any consultation or service provided is limited to the fullest extent permitted by Australian law.
- We exclude all liability for any loss or damage arising from your use of our consultation services, whether direct or indirect.
- We are not responsible for any financial decisions you make based on our discussions or consultations.
- Our total liability shall not exceed the amount paid for your monthly subscription fee.
- We exclude liability for any consequential, special, or punitive damages arising from our services.
Information Accuracy and Updates
Financial information and market conditions change rapidly. While we aim to provide current information during consultations, we cannot guarantee that all information remains accurate at all times.
Clients are responsible for verifying information independently and staying informed about changes that may affect their financial situation.
Important Note
Always verify financial information through multiple sources before making important decisions.
Professional Consultation Notice
Our subscription service provides financial planning consultations and discussions. We do not provide specific financial advice or recommendations for particular products or transactions.
For specific financial decisions, you may need to consult with licensed financial advisors who can assess your complete financial picture and provide tailored recommendations.
- Consultations are educational and analytical in nature
- We do not recommend specific financial products or transactions
- Individual circumstances require personalized assessment
External Links and Resources
During consultations, we may reference external websites or resources for additional information. We do not control these external sites and are not responsible for their content or accuracy.
Any links provided are for convenience only and do not constitute endorsement of external services or products.
Results and Outcomes
Financial planning is a process that requires time, discipline, and consistent effort. Outcomes depend on numerous factors including market conditions, personal circumstances, and individual commitment to financial planning principles.
Individual results may vary significantly.
Your financial outcomes will depend on your unique circumstances, commitment to planning principles, and external market factors.
Jurisdiction and Applicable Law
These disclaimers and our services are governed by Australian law and regulations applicable in Australia.
All disputes and matters arising from our services shall be resolved under Australian jurisdiction.
Financial regulations and tax implications may vary by state and territory within Australia.
Always consult local professionals for jurisdiction-specific advice.
Changes to Disclaimer
We reserve the right to update these disclaimers at any time. Changes become effective immediately upon posting. Continued use of our services constitutes acceptance of updated terms.
Acceptance and Agreement
By using our financial planning subscription service, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.
Contact Information
If you have questions about these disclaimers or our services, please contact us: